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Where Credit is Due

Good Business International |
Feb 22, 2010 9:15 AM ET 3BL Media | theCSRfeed
Where Credit is Due

 

Credit Card reform went into its second phase last week and credit card companies are furious and lobbying like crazy. For so many ordinary Americans in this economic crisis, credit has become the bane of their existence. GoodB starts a series on the changes in abusive credit card industry practices. This week begins the first in the series on the high price of credit for some of those who can least afford it: students.

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Student Hazing by Debt

 
The Obama administration is trying to bring relief to Americans with the Student Aid Fiscal Responsibility Act. If passed, this legislation will mandate that all universities and colleges provide low cost loans directly from the Federal Government. The current system for lending money functions like this: Government to Banks to University/College. The new bill will cut out the middle man (banks) and lend directly to parents and students.
 
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College Credit

 
Lenders had a swell time these past few decades swarming students on college campuses or on Spring Break in beach resorts hawking credit. The plan was for easy profit for big lenders knowing that students would treat credit cards like ATM cards and parents would (more often than not) bail them out of debt. Well, those days are officially over!
 
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Contact Information:
Arne Duncan / college credit / consumer advocacy / Credit Card Accountability Responsibility and Disclosure Act / Larry Summers / Pell Grants / Perkins Loans / Sallie Mae / scholarships and grants / Student Aid Fiscal Responsibility Act
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Good-b a.k.a. Good Business International, Inc.™ is an innovative new media company based in New York City dedicated to building a better world through sustainable business. Good-b is a source and resource for entrepreneurs and small to medium sized enterprises working towards social, environmental and economic sustainability. Together, we can change the world - one business at a time.

 

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