In 1991, the US established April as National Volunteer Month. Today, that scope has expanded, and it’s recognized as Global Volunteer Month. Since Cisco’s founding 40 years ago, giving back to our communities has been a part of our tradition.
Banks use several factors to determine how to approve someone for a mortgage loan, including credit score and debt-to-income ratio. KeyBank’s 2025 Financial Mobility Survey found that many believe owning a home is not an attainable goal for themselves nor the average American.
If you’re like most homebuyers on a budget, you’re probably paying close attention to the asking price of homes on the market. You may even have a ballpark figure or mortgage payment in mind. But it’s important to be aware that the cost of buying a house is more complicated.